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TERMS & CONDITIONS

Last updated: September 2026 — Version 3.1 · Supersedes all prior versions

1. Definitions and Parties

"Company", "we", "us" or "our" refers to COOL ROOM DIGITAL, the legal entity operating the AFRIVITA brand and the digital storefront accessible at afrivita.net and its subdomains. "Customer", "you" or "your" refers to any natural person or legal entity that accesses, browses, or transacts on the Platform. "Platform" denotes the afrivita.net website, its associated landing pages, checkout interfaces, and any electronically delivered content. "Digital Products" refers collectively to PDF ebooks, digital guides, and any other downloadable or streamable content distributed by the Company. "Order" denotes any successfully completed financial transaction resulting in the delivery of one or more Digital Products.

2. Acceptance of Terms

By accessing the Platform or completing an Order, you unconditionally accept these Terms & Conditions in their entirety, including all incorporated policies referenced herein (Privacy Policy, Refund Policy). If you do not agree with any provision of these Terms, you must immediately cease use of the Platform and refrain from placing any Order. These Terms constitute a legally binding agreement between you and the Company under applicable law, including but not limited to the laws of the Federal Republic of Nigeria and, where applicable, the consumer protection regulations of the European Union (Directive 2011/83/EU) and the United Kingdom Consumer Rights Act 2015.

3. Nature of Products and Disclaimer

All Digital Products sold on the Platform are original works of cultural, educational, and anthropological documentation authored and published exclusively by the Company. They document traditional practices, historical knowledge systems, and heritage of African peoples. These publications do not constitute, and shall not be construed as, medical advice, psychological treatment, financial counsel, legal guidance, or any form of licensed professional service. The Company expressly disclaims any liability arising from the interpretation or application of content in any manner inconsistent with its educational nature. No guarantee of specific personal, spiritual, financial, or health outcomes is made, expressed, or implied.

4. Ordering, Payment, and Electronic Delivery

Orders are placed via the checkout interface on the Platform. Upon successful payment authorisation, the Company shall deliver the purchased Digital Products electronically to the email address provided by the Customer at the time of checkout. Delivery is effected through the transmission of secure, time-limited download links via automated email dispatch. The Company targets delivery within five (5) minutes of payment confirmation; however, delivery times may vary subject to third-party payment processor processing times, email service provider routing, and Customer-side spam filtering. The Company shall bear no liability for delivery delays attributable to factors outside its reasonable control. Customers experiencing non-receipt of delivery communications are directed to: (i) inspect their spam or junk mail folder; (ii) verify that the email address entered at checkout was accurate; and (iii) contact the Company at afrivita01@gmail.com for manual re-dispatch.

5. Pricing, Taxes, and Currency

Prices are denominated and displayed in the currency automatically detected based on the Customer's geographic location, including but not limited to Nigerian Naira (NGN), Ghanaian Cedi (GHS), Kenyan Shilling (KES), Ugandan Shilling (UGX), Rwandan Franc (RWF), South African Rand (ZAR), Zambian Kwacha (ZMW), West African CFA Franc (XOF), Central African CFA Franc (XAF), Euro (EUR), British Pound Sterling (GBP), and United States Dollar (USD). All displayed prices are inclusive of applicable digital service taxes where mandated by law. The Company reserves the right to modify prices at any time without prior notice; the price applicable to an Order is that displayed at the time the Order is confirmed. Payment processing fees, if any, may be applied by the Customer's payment provider and are the sole responsibility of the Customer.

6. Intellectual Property Rights and Licence

All content accessible on or through the Platform — including but not limited to texts, ebook content, graphic design elements, product imagery, branding assets, and structural code — constitutes the exclusive intellectual property of COOL ROOM DIGITAL and is protected under applicable copyright, trademark, and intellectual property legislation. Upon completion of a valid Order, the Company grants the Customer a limited, personal, non-exclusive, non-transferable, non-sublicensable licence to access and use the purchased Digital Product solely for private, non-commercial purposes. This licence expressly prohibits: (i) reproduction or duplication in any medium; (ii) redistribution, resale, or commercial exploitation; (iii) file sharing via peer-to-peer networks, cloud storage services, or messaging platforms; (iv) modification, adaptation, translation, or creation of derivative works; and (v) any other use inconsistent with the personal and non-commercial nature of the licence. Breach of this clause constitutes copyright infringement and may expose the Customer to civil and/or criminal liability.

7. Prohibited Conduct

In accessing or using the Platform, you agree not to: (i) submit false, inaccurate, or fraudulent information during checkout; (ii) engage in any form of payment fraud, including unauthorised use of third-party payment instruments; (iii) attempt to circumvent, disable, or interfere with any security or technical protection measures implemented on the Platform; (iv) use automated systems, bots, or scrapers to access or index Platform content without prior written consent; or (v) engage in conduct that is unlawful, harmful, or that disrupts the operation of the Platform or the experience of other users. The Company reserves the right to refuse, cancel, or void any Order, and to suspend or permanently restrict Platform access, in cases where prohibited conduct is suspected or confirmed.

8. Third-Party Payment Processors

Payment processing services are provided exclusively by authorised third-party processors, including Flutterwave, Stripe, Gumroad, and their affiliated sub-processors, each of which operates under its own terms of service and privacy policy. The Company does not receive, store, or process any payment card data, bank account credentials, or mobile money PINs. All payment data is transmitted directly between the Customer and the respective payment processor via encrypted channels conforming to PCI-DSS standards. The Company accepts no liability for any losses, errors, or disputes arising from the payment processing infrastructure of third-party providers.

9. Limitation of Liability

To the maximum extent permitted by applicable law, the Company's aggregate liability to the Customer for any claim, loss, or damage arising out of or in connection with the use of the Platform or the purchase of any Digital Product — whether in contract, tort (including negligence), or otherwise — shall not exceed the total amount paid by the Customer for the specific Order giving rise to the claim. The Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of data, or loss of business opportunity, even if the Company has been advised of the possibility of such damages.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or validity thereof, shall first be submitted to good-faith negotiation between the parties. If unresolved within thirty (30) days, the dispute shall be referred to binding arbitration in accordance with the Arbitration and Conciliation Act (Cap. A18, Laws of the Federation of Nigeria 2004), with proceedings conducted in English. Nothing in this clause shall preclude either party from seeking interim injunctive relief from a court of competent jurisdiction.

11. Modifications

The Company reserves the right to amend, update, or replace these Terms at any time without prior notice. The version of these Terms published on this page at the time an Order is placed governs that Order. Continued use of the Platform following any amendment constitutes acceptance of the revised Terms.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, without affecting the validity and enforceability of the remaining provisions.